If you outlive your policy term, the coverage expires, and no payout is made. However, you may have options to renew, convert to a permanent policy, or purchase a new plan.
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HipointFinancial
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Office Address
5 Monterpelier St. Suite 202
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Contact Mail
info@hipointfinancial.com
Segregated Funds
Segregated Funds in Canada are investment options that combine the growth potential of mutual funds with the protective benefits of life insurance. Offered by life insurance companies, these funds provide guarantees on your principal investment and offer estate planning advantages. Ideal for risk-conscious investors, Segregated Funds help grow your wealth while offering security and peace of mind.
They include benefits such as maturity and death benefit guarantees, creditor protection, and the ability to bypass probate. Whether you’re saving for retirement or building long-term financial stability, Segregated Funds offer a flexible and tax-efficient solution tailored to your goals.
Benefits of Segregated Funds in Canada
Enjoy investment growth with built-in guarantees and estate planning features. Segregated Funds offer the perfect balance of security and opportunity for Canadian investors.
- Maturity & Death Benefit Guarantees
- Creditor Protection.
- Bypasses Probate.
- Tax-Deferred Growth.
- Estate Planning Benefits
- Professional Fund Management.
- Ideal for Retirement & Legacy Planning.
- Secure Investment with Insurance Protection.
Have You Any Question
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What happens if I outlive my Term Life Insurance policy?
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Can I customize my Term Life Insurance policy?
Yes! You can enhance your coverage with optional riders such as critical illness, accidental death, or disability benefits to better suit your financial needs.
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How much Term Life Insurance coverage do I need?
Your coverage should ideally be 10-15 times your annual income to cover living expenses, debts, and future financial needs like education or mortgages for your loved ones.