close
HipointFinancial
HiPoint Financial

Group Insurance

Group Insurance is an affordable and convenient way for employers to offer financial protection to their employees. It provides coverage to a group of people under a single policy—typically including life, health, dental, and disability benefits. This type of insurance not only strengthens employee satisfaction and retention but also promotes overall well-being within your organization.

Group Insurance is customizable to meet the needs of different teams and industries, offering valuable benefits at lower premiums due to group rates. Whether you run a small business or manage a large corporation, providing group benefits helps attract and retain top talent while fostering a healthier, more productive workforce.

Benefits of Group Insurance

Offer your employees comprehensive coverage, boost retention, and enjoy cost-effective rates with flexible plan designs. Group Insurance strengthens your team and protects the people who power your business.

  • Affordable Group Rates.
  • Covers Life, Health, Dental & Disability.
  • Boosts Employee Retention & Satisfaction.
  • Customizable Plans for Businesses of All Sizes.
  • Supports Workforce Health & Wellbeing.
  • Simplified Enrollment Process.
  • Tax Advantages for Employers.
  • Promotes a Competitive Workplace Package.

 

Have You Any Question

  • What happens if I outlive my Term Life Insurance policy?

    If you outlive your policy term, the coverage expires, and no payout is made. However, you may have options to renew, convert to a permanent policy, or purchase a new plan.

  • Can I customize my Term Life Insurance policy?

    Yes! You can enhance your coverage with optional riders such as critical illness, accidental death, or disability benefits to better suit your financial needs.

  • How much Term Life Insurance coverage do I need?

    Your coverage should ideally be 10-15 times your annual income to cover living expenses, debts, and future financial needs like education or mortgages for your loved ones.

Go To Top