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Disability Insurance

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Disability Insurance is designed to protect your income if an injury or illness prevents you from working. It provides regular monthly payments to help cover essential living expenses during your recovery period. Whether you’re employed, self-employed, or a business owner, Disability Insurance ensures that your financial responsibilities are managed even if you can’t earn an income.

This policy replaces a portion of your income when a disability disrupts your ability to work. You can choose short-term or long-term plans based on your profession, lifestyle, and financial obligations. With customizable coverage and the flexibility to match your specific needs, Disability Insurance is an essential tool for maintaining your standard of living and safeguarding your future income.

Benefits of Disability Insurance

Get monthly income replacement, customizable plans, and financial protection during unexpected health events. Disability Insurance helps you stay financially secure while you recover and regain your ability to work.

  • Monthly Income Replacement.
  • Short-Term & Long-Term Coverage.
  • Protects Against Loss of Earnings.
  • Customizable Plans.
  • Covers Illness & Injury
  • Ideal for Self-Employed & Professionals.
  • Maintains Lifestyle Stability.
  • Financial Peace of Mind.

 

Have You Any Question

  • What happens if I outlive my Term Life Insurance policy?

    If you outlive your policy term, the coverage expires, and no payout is made. However, you may have options to renew, convert to a permanent policy, or purchase a new plan.

  • Can I customize my Term Life Insurance policy?

    Yes! You can enhance your coverage with optional riders such as critical illness, accidental death, or disability benefits to better suit your financial needs.

  • How much Term Life Insurance coverage do I need?

    Your coverage should ideally be 10-15 times your annual income to cover living expenses, debts, and future financial needs like education or mortgages for your loved ones.

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