Disclaimer, Transparency, and Compliance
HiPoint Financial
At HiPoint Financial, our mission is to provide the clarity, strategy, and personalized guidance
you need to maximize your financial future. As a compliance-driven firm, transparency forms
the foundation of our relationship with clients.
1. Professional Disclaimer: Our Role and Responsibility
A. General Information, Not Personalized Advice
The content on this website, in advertisements, and in free consultations is provided for
educational and informational purposes only. It illustrates potential financial opportunities
and strategies but should not be considered personalized financial advice.
- HiPoint Financial is not an investment dealer, legal counsel, or tax advisor.
- Information regarding RRSP, TFSA, FHSA, RESP, and other financial products is
general in nature.
- You should consult a qualified professional such as a licensed financial advisor,
lawyer, or certified accountant regarding your personal financial, tax, and legal situation
before implementing any financial strategy.
B. No Guarantee of Results
Any examples or references to potential tax savings, financial growth, government grants,
or investment returns—including those presented in advertisements—are
illustrations only.
- Results are based on publicly available information such as CRA tax brackets
or government program limits.
- Financial results are not guaranteed. Outcomes depend on many factors,
including income level, residency status, investment choices, contribution amounts,
account type, and future legislative changes.
- Past performance is not indicative of future results.
- HiPoint Financial is not responsible for decisions made based on general
information provided through this website or promotional materials.
2. Compliance and Regulatory Standards (Canada)
HiPoint Financial adheres to all applicable Canadian federal and provincial regulations
governing financial advisory services and marketing practices.
- Accuracy and Clarity: All statements, advertising materials, and testimonials
are reviewed to ensure they are accurate, not misleading, and clearly identify commercial intent,
in accordance with the Competition Act and Ad Standards Canada.
- Social Media Advertising: Advertising campaigns follow platform rules such as
Meta’s Special Ad Categories (Credit or Housing where applicable) to ensure
fair and non-discriminatory targeting.
- Data and Privacy: We protect your personal information according to
Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA).
Please review our Privacy Policy for details on how your information is
collected, used, and safeguarded.
3. Third-Party Links and Services
Our website may contain links to third-party websites such as government
resources (for example, Canada Revenue Agency pages).
- These links are provided for convenience and informational purposes.
- HiPoint Financial does not guarantee the accuracy, completeness,
or timeliness of information on external websites.
- We are not responsible for the privacy practices, security,
or content of third-party websites.
4. Updates to Policy
HiPoint Financial reserves the right to update or amend this
Disclaimer, Transparency, and Compliance policy at any time.
Users are encouraged to review this page periodically to stay informed
of any policy changes.
Last Updated: December 3, 2025
